How does it work?
Will my legal plan cover old legal issues?
What happens when I enroll?
How do I receive my free will?
What if I misplace my membership card?
Does my plan cover my live-in girlfriend or partner?
What if I need formal representation in court?
If I am unsatisfied with my network attorney, can I request another one?
What if I want to cancel?
Who is entitled to legal insurance coverage?
How about other dependents?
Does the plan cover same-sex partners?
How come I haven't heard of legal insurance?
How do we compare to others?
What is the Preferred Legal Plan?
I have a legal question, problem or issue what should I do?
Have any legal paperwork or documents? Somebody want you to sign a contract?
Having a dispute with someone? Someone taking advantage of you?
Problems with creditors? Negative marks on your credit report?
Need formal attorney representation? Need an attorney to go to court for you?
Don't have a Will?
Problems with an ex-spouse?
Buried under too much debt?
Buying, selling or refinancing a home?
Traffic ticket? Suspended driver's license?
Have elderly parents?
Sued or arrested? Served with a lawsuit?
Someone threatening to garnish your wages?
Someone placing a lien on your home? Facing foreclosure?
Involved in a car accident?
Received an assessment from your condominium board?
How does it work? | Back to Top
Your e-Legal Plan entitles you to legal assistance 24 hours a day, 7 days a week. Just call our toll free number and speak to someone immediately
Will my legal plan cover old legal issues? | Back to Top
Yes. All legal issues are covered - there is no problem with pre-exsisting legal troubles and there are no waiting periods unlike other legal expense insurance companies.
What happens when I enroll? | Back to Top
You will receive your membership package through the mail in approximately three weeks. You are covered immediately and can call and speak to an attorney at any time.
How do I receive my free will? | Back to Top
We can prepare them by phone or at our home office. The documents will be mailed to you for execution; Living Wills and Power of Attorney are also available.
What if I misplace my membership card? | Back to Top
Contact our offices and request a replacement; one will mailed to your home.
Does my plan cover my live-in girlfriend, partner, etc? | Back to Top
Yes - all members of your family living with you and live-in companions are covered.
What if I need formal representation in court? | Back to Top
You will be referred to one of our over 200 network attorneys. He/she will represent you in court at a predetermined reduced fee.
If I am unsatisfied with my network attorney, can I request another one? | Back to Top
Yes. Your satisfaction is very important to us. We will ensure that you receive the legal assistance your e-Legal Plan entitles you to.
What if I want to cancel? | Back to Top
Your membership can be cancelled at any time
Who is entitled to legal insurance coverage? | Back to Top
Your Legal Plan covers you and your spouse as well as all members of you family living with you,
How about other dependents? | Back to Top
All individuals that you claim as a dependent for tax purposes may qualify for coverage.
Does the plan cover same-sex partners? | Back to Top
They qualify for coverage as part of the family plan.
How come I haven't heard of legal insurance? | Back to Top
It is a rapidly growing industry due to the valuable benefit it provides: nearly 20 million Americans now use legal insurance as a way to protect their rights.
How do we compare to others? | Back to Top
Our Legal Plans offer more services for less fees. We also cover all issues including pre-existing.
What is the Preferred Legal Plan? | Back to Top
The Preferred Legal Plan ("PLP") is a licensed legal expense insurance company providing its members with legal help on all types of legal services, including divorce, traffic tickets, real estate, wills, probate, bankruptcy, DUI, immigration, credit report issues, child custody and support, criminal defense, civil litigation, personal injury, landlord-tenant disputes, domestic violence and many more. Please note any issues involving FEC Credit Union will NOT be covered.
I have a legal question, problem or issue what should I do? | Back to Top
Speak directly with a PLP attorney for FREE, UNLIMITED legal advice, 24 hours a day, 7 days a week. Know your legal rights and have ALL of your questions answered.
Have any legal paperwork or documents? Somebody want you to sign a contract? | Back to Top
Use a PLP attorney to review all of your paperwork, contracts and documents (i.e. real estate contract, car lease, apt. lease, court papers, collection notice, etc.) absolutely FREE. Know that you're getting a fair deal. Understand the fine print before you sign.
Having a dispute with someone? Someone taking advantage of you? | Back to Top
Let a PLP attorney know about the dispute (i.e. somebody owes you money, you hired somebody to do work for you and it's not done right, someone won't honor a guarantee/warranty on a product, mechanic doesn't fix your car properly, etc.). PLP will make phone calls directly and send a certified letter to the other party to help resolve the issue absolutely FREE.
Problems with creditors? Negative marks on your credit report? | Back to Top
PLP will help you analyze and clean up your credit absolutely FREE. Remove those negative marks and raise your beacon score.
Need formal attorney representation? Need an attorney to go to court for you? | Back to Top
PLP will refer you to a local network attorney located closed to your home and office, with whom you can meet for a FREE face to face consultation. You will be entitled to representation at a discounted price. You will SAVE up to 70% on legal fees.
Don't have a Will? | Back to Top
PLP will prepare a Will for you and your spouse absolutely FREE. Make sure your children are taken care of after you're gone. Don't leave it up to the state to decide what happens to your children and your assets.
Problems with an ex-spouse? | Back to Top
PLP will help you deal with ongoing custody, support and visitation issues. Understand your visitation rights. Be sure you are paying / receiving the proper amount of child support.
Buried under too much debt? | Back to Top
PLP will advise you on alternatives including consolidation or bankruptcy.
Buying, selling or refinancing a home? | Back to Top
PLP can help you from contract to closing.
Traffic ticket? Suspended driver's license? | Back to Top
PLP attorneys will help you beat any traffic violation in court and help you restore your driving privileges.
Have elderly parents? | Back to Top
PLP will prepare documents to insure their affairs are in order.
Sued or arrested? Served with a lawsuit? | Back to Top
PLP will provide representation on all civil and criminal matters.
Someone threatening to garnish your wages? | Back to Top
PLP can help you analyze the legal exemptions to block the garnishment.
Someone placing a lien on your home? Facing foreclosure? | Back to Top
PLP will help you deal with the bank and other involved parties to keep your home in "clear" title.
Involved in a car accident? | Back to Top
PLP will deal directly with the insurance company to obtain compensation for property damage or injury.
Received an assessment from your condominium board? | Back to Top
PLP will analyze all documentation and negotiate with the board on your behalf.
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