Victim of Identity Theft?
Identity theft is a serious problem and it occurs when someone uses personal information without permission to commit fraud or other crimes. It can happen to anyone and is one of the fastest growing types of criminal activity. According to the Federal Trade Commission's Identity Theft Survey Report in 2003, the total cost of identity theft to businesses due to misuse of credit cards approaches $50 billion dollars a year.
If you have been victimized by Identity Theft, protect your rights as well as your assets and credit history by getting help from an attorney that specializes in this area. The Preferred Legal Plan can help you prevent Identity Theft or recover from this fraud while saving you money on legal fees.
Identity Theft protection is about minimizing your risks - you cannot completely eliminate the possibility of it but you can take steps to reduce your exposure to it. The statistics on identity theft are staggering: Approximately 10 million people suffered some form of identity theft in 2003, nearly 5% of the United States. The average financial cost to an individual was about $500, while the average loss from identity theft to a business is nearly $5,000. Identity theft prevention is important to all of us - here are some basic steps you and your family can take to reduce your risk of loss:
-Order a copy of your credit report. The federal Fair Credit Reporting Act requires each of the three major consumer reporting companies to provide you with a free copy of your credit reports, at your request, once a year.
-You're also entitled to a free report if a company takes adverse action against you, such as denying your application for credit, insurance or employment, and you request your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company that supplied the information about you.
Identity Theft is a growing problem and preventing identity theft is a concern for all of us. Protect yourself and your financial security by getting help from a professional. There is protection under the law - assistance from an experienced attorney in identity theft prevention and identity theft law.
|
|
